If you’ve read 7 Habits of Highly Effective People, the first three chapters are about your inner monologue. The book teaches you to be proactive, set goals, and live your life by a set of guiding principles.
If you haven’t read the book, I highly encourage you to do so.
I want you to add it to your reading list. And better yet, bump it to the top. It’s seriously that important.
The book changed the way I think about my life. I was enlightened by reading it. I’m willing to bet it will change your life too.
I felt like I was nodding my head in agreement the whole way through.
As future millionaires, we need to live our lives by a set of principles. These principles will guide us in our decision making.
Living by millionaire principles is hard
Now trust me when I say this. I haven’t always lived my life by millionaire principles.
It’s a struggle at times. I constantly balance instant gratification and long term financial success. The battle is real.
Sometimes you spend money where you shouldn’t spend money. You might even overspend. Hopefully, you’re able to figure out a way to save every now and then.
I’ve now realized my entire life is a balancing act and I hope you’ve come to the same conclusion. We can’t save every dollar we earn because we wouldn’t have any money leftover to pay the bills.
On the other hand, we can’t spend every dollar we earn because our future would be put in danger.
If you feel that same pain, I’m right there with you. You and I have both made mistakes. We’ve made bad decisions which hamper our ability to build wealth and we’ve most certainly felt the effects.
And that’s ok because shit happens.
We can’t always follow the same path. Life gets in the way. However, we can stay persistent and we can build discipline. We can follow principles if we put forth the effort.
20 principles to stand the test of time
I’ve come up with 20 principles for future millionaires. I believe each one stands on its own. I’m willing to bet I’ve missed a few that should be included here.
However, this is what makes me tick personally.
I’ve never written these down before. Remember, I mentioned that I’m right there with you – I haven’t always lived my life by these.
But, this where I am right now. I believe I’ve reached the point where I’m living by these principles every day.
My hope for these principles is they will stand the test of time. The principles should become timeless. In 30 years, I should be able to look to these principles and nod my head in agreement.
These principles may receive slight modifications over time, but by and large they should remain the same.
My hope is for you, the audience, to recommend additions and updates. My end goal is for these principles to turn into something powerful and that many people start living their lives by them.
The Future Millionaire Principles
- Saving will always be a part of my life.
- I avoid compulsive decisions.
- When it comes to my finances, my principles make me feel secure.
- I am open and honest with my family.
- My self image is not determined by my house and my car.
- I avoid repeating the same mistake twice.
- The financial security of my family is important to me.
- I value the routine maintenance of my family’s emergency fund.
- I view food as an investment in my health.
- My credit is used to build wealth, but I do not use it to buy things I cannot afford.
- I make purchasing decisions that add value to my family’s life.
- I routinely plan for the short-term, medium-term, and long-term future.
- When an emergency happens, the financial aspect does not give me stress.
- I view debt as two buckets: good and bad.
- Education is always a great investment. No matter what.
- I am always looking for opportunities and staying up to date.
- Health and exercise keeps my mind clear to make sound financial decisions.
- I do not get scared of the ups and downs. I stay the course unless I see a systematic change which requires the course to be adjusted.
- The thought of my financial security gives me great happiness.
- I live life by goals I have set in advance, but I stay in the moment.
1. Saving will always be a part of my life.
In some shape or fashion, I think about saving every day. Saving drives me.
It’s not the idea of money that makes me happy; instead, it’s the idea of security. With money, I am secure to make decisions which, on a consistent basis, better my life.
You can use your savings as ammunition when thinking about moving across the country. Also, saving allows you to make decisions like leaving your job or pursuing another career.
Saving gives you freedom. I love and cherish freedom. It’s a huge value to me.
My wife and I want freedom to be a part of our lives. Not just “freedom” like we talk about in the United States, but true freedom.
Freedom is doing whatever you want. It’s not being tied down to a specific place or job.
If you work, you stick around because you love it. If you live somewhere, you stay there because that’s where you want to be.
Many people in this world don’t have true freedom. They need that job and they can’t afford to move to another state.
Any choice that doesn’t involve saving infringes on that freedom.
So make saving part of your life too. No matter how little you think you might be saving, it will increase your options. When an emergency happens, your savings will lessen the pain.
2. I avoid compulsive decisions.
Compulsive purchasing decisions rob from the bank of your future.
Each time you make a compulsive decision, you train your brain into thinking that’s ok.
I know that following this principle is difficult. As you grow your wealth, it’s easy to think you can afford something you see at the store or online.
Trust me. I’ve been there before.
However, the more you shun this behavior, the more discipline you will become. You will find it easier to follow budgets you have planned ahead of time.
By eradicating compulsive decisions, you resort to planning and budgeting – traits all millionaires share.
Think of compulsive purchasing decisions like one night stands. It might be fun at the time and you might have a moment of brief satisfaction, but it doesn’t build a long term relationship.
You want your purchasing decisions to have long-term value. Your money should be a tool to help you and your family grow. Compulsive decisions don’t consider growth or personal goals – they are simply meant to satisfy an inner urge to consume.
With a little voice inside your head telling you know, you can stay on track. There will be a reason behind every dollar you spend.
3. When it comes to my finances, my principles make me feel secure.
You can live your life by a set of principles. These principles can drive every decision you make. They can make you feel like you’re in control.
If you follow your principles, you know in your heart you are happy and secure.
It took me awhile to realize this. You aren’t your parents. You aren’t the people you encounter while you’re driving down the road.
The principles you set can provide for you. They control you, but that’s a great thing. You get to stick to your guns that way.
If you run into a situation which threatens these principles, you can fight the battle with confidence. If these principles give you security and help you live a happy life, you know you can stick to it in a stable and logical fashion.
That’s the beauty of these principles. They aren’t arbitrary or attached to a specific sum of money. They’re boiled down to what matters.
Since I started writing down these principles, I felt better about what I’ve got going for me in my life. I feel much better about how my wife and I are living. We’re able to share in many of these things and build a better future for ourselves.
I’ve stopped caring about how much money I have saved. Instead, I’ve started to focus on the journey that saving provides.
It’s not your net worth alone that makes you secure. It’s the idea that your finances are in order that lets you sleep at night.
4. I am open and honest with my family.
Your integrity is important to both you and your family. By being honest, you can admit mistakes and be transparent about progress toward your goals.
If you’re married, honesty is an important part of the foundation. And when it comes to your life as a couple, your finances should be spread across the floor – completely open and transparent.
When you reach a goal as a family, celebrate as a family. You’re a team and you should celebrate as such.
I know this sounds crazy and I’m not saying your five year old children should know your family’s net worth.
But here’s what I am saying: your family’s lifestyle helps you reach your goals.
If you’re reading and applying the future millionaire principles, it means you want a great life of financial independence for your family.
Your family is making sacrifices together to secure a successful and prosperous future. When you budget your money and stick to that budget, your family needs to know why.
It’s not because you’re an asshole. You simply have other goals in mind.
My wife and I budget together. We look at every dollar that comes into our lives and we figure out the best job for that money. It’s a great experience since we get to spend time together and talk about fulfilling goals we’ve set.
Most successful people keep detailed budgets. By doing this with your family, you start with everything out in the open by default.
The relationships in your family will benefit if these principles and goals are open and transparent to everyone.
Trust me – honesty may be the #1 principle in this list. Integrity weaves its way into each one of these principles, acting as a sort of glue to all the pieces listed here.
5. My self image is not determined by my house and my car.
It’s easy to get caught up in the consumer driven world. I bet it seems like every day your neighbors are moving into bigger houses because advertising told them they needed more space.
If you follow this principle, you throw all of that into the trash. Status does not effect you.
When you get a promotion or have a new child, you don’t need to move or upgrade to the Cadillac. Your career may be moving on up, but your lifestyle stays the same. You find a way to make it work no matter what.
This is where most people get caught up in the grind. They trade a manageable mortgage for a rather large upgrade. It sucks the life out of their early retirement ideas.
Don’t let it get to you.
You don’t need to care about status.
Your status isn’t going to make you happy because you don’t get any special rewards for it. Your life isn’t a video game and their really isn’t a leader board.
You are armed with a set of principles which have been thought about and applied and you know they make you who you are. You’ve defined happiness, security, and a fulfilled life.
When someone asks when you’re going to move to a new place, you smile and tell them you’ll live there until you die. That’s your mindset because in the back of your mind, you know that’s the key to building wealth.
Worrying about your status is for fools. Status doesn’t get you anywhere in life.
At one point in my life, I felt like I needed the latest and greatest gadgets because everyone else had one. I didn’t really know why I needed a smart phone.
Today, my decisions are much different. I try to think about the value a particular purchase would provide and make that my sole purchasing criteria.
You could go out and buy a Ferrari tomorrow, but the aura will wear off eventually. Instead, successful people tend to value integrity and reliability much more.
As future millionaires, we don’t consider outsiders when making our purchasing decisions. Those things are out of our control.
Even if you did worry about others, some neighbors just simply won’t care. They have their own issues to worry about. Eventually, they’ll start to realize you’re simply trying to impress others.
That’s why it’s better to make purchasing decisions that add value to your life. Moving up the status ladder just isn’t important, so don’t worry about it.
6. I avoid repeating the same mistake twice.
Millionaires make mistakes because we’re all human.
Mistakes strengthen us. For every mistake we deal with, we become that much better as a person. For some of us, mistakes drive us – they push us to succeed.
If you’re a future millionaire, mistakes don’t paralyze you. However, they are great learning tools.
Love your mistakes.
Mistakes are a signal you’re putting yourself out there. You’re bending your comfort zone.
At one point in my life, I was making contributions to the wrong IRA. I didn’t realize the mistake for a few years until I started reading more about contribution rules and the tax implications down the road.
I finally figured out I made the wrong contribution decision. Rather than sulk and complain and get down on myself, I chalked it up as a learning experience and moved forward. I won’t make that same mistake again and my life is probably better for it.
I can use my own mistake to teach and warn others – which in a way, lets me provide more value than if I had never made a mistake in the first place.
As you make mistakes, you give your brain more information to avoid the same mistakes in the future. It’s a “Do Not Enter” sign or some red tape telling you to avoid the area. Think of your mistakes like building blocks. Mistakes are your battle scars.
When you talk to others, your scars will be out there for them to see; but don’t be afraid.
Be confident in knowing that you’ve been there before, but you won’t be going back. Use your mistakes like bad memories. Let them train you to succeed.
7. The financial security of my family is important to me.
Love your family. A strong family relationship breeds happiness and weaves it into relationships.
That’s why this principle is so important. If you build a large fortune while neglecting your family, you’ve lost sight of the ultimate goal.
The ultimate goal isn’t to accumulate wealth for no other reason than the competition. Wealth brings freedom and your family will benefit greatly from an increasing net worth.
Don’t forget about your family. It’s almost universally bad to trade your family’s time and relationships for money. If you sacrifice your family and time with your kids, it will backfire. You can’t get those moments back.
And that’s the beautiful thing about building wealth. You can do it while you live a happy and fulfilling life with your family.
Building wealth takes a long time. It’s the tortoise, not the hare. You should constantly remind yourself why you’re doing it.
For me personally, I know I want my family to be successful and have as many options available to us as possible. I’d like travel while at the same time plowing through goals we set along the way.
At some point, I want financial security to turn into early retirement. Not the kind that means I never work another day in my life, but the kind which allows for us to work when and where we want.
8. I value the routine maintenance of my family’s emergency fund.
You know that your emergency fund sets your mind at ease. It’s your safety net for when the shit hits the fan.
That’s why you focus on building and maintaining an emergency fund. It’s that important to you.
By having an emergency fund, you can avoid the costly stresses involved with scraping together the necessary funds to pay the bills. You can afford to lose your job due to unforeseen circumstances.
And when your car breaks down or you have a medical emergency, you can focus on you and your family getting better. The money part simply isn’t there because you planned ahead.
Emergency funds give you security and they provide a sense of calm when the going gets tough. This is why you sacrifice some things in life.
You’ve realized that your emergency fund is more important than a new television or a new pair of shoes. If your emergency fund starts to decrease, you prioritize topping it off. It’s just what you do.
For the longest time, I never really calculated an emergency fund based on our monthly expenses and I know that was shortsighted on my part. Now, we strive to keep six months of expenses. Knowing that amount of money is stashed away in case of emergency really makes me feel at ease.
If you’re not quite there yet, start to value your emergency fund and keep it healthy.
A healthy emergency fund can provide so much value to everything in your life. It’s your guardian angel that’s there whenever you need it.
9. I view food as an investment in my health.
You don’t buy the cheapest food on the shelf simply to save money. You weigh the benefits of savings against the long term health of your family.
Food keeps you healthy.
Some food choices hurt both your wallet and your health. For example, regularly drinking soft drinks ensures you consume a ton of sugar and the price eats into your savings just like the sugar eats into your teeth.
The beauty of principles is that they work together. You can keep all of them in tact.
To show you how easy it is, my wife and I started counting calories with extreme discipline – we counted every single calorie that entered our body. We wanted to get a sense of what was going into our bodies based on what food we were buying.
We found something interesting: we thought we were buying a lot of food, but we were really buying a lot of sugar which added up to nothing. Also, the amount of sugar in our food was sending our carbohydrates through the roof.
At this point, we have a set of food staples we eat on a weekly basis and we couldn’t be happier. We spend time meal planning to ensure all the food gets eaten and we make it a habit to eat all leftovers.
By doing this, we can afford to buy healthy food without breaking the bank. We avoid food items high in sugar and we definitely stay away from soda and cookies.
Saving and eating healthy requires careful planning, but it can be done. With practice, you’ll be able to do both.
10. My credit is used to build wealth, but I do not use it to buy things I cannot afford.
I am a strong believer in using your credit as an advantage.
Businesses leverage credit to grow and expand. Many businesses take advantage of credit lines over $1 billion.
Now, credit cards can be dangerous. However, you should never be afraid of them.
Take credit cards head on. Don’t be scared.
I didn’t have a credit card until I was in my mid twenties. I regret that. Should I have taken advantage of credit much before that? I think so.
Because of this, my credit score has rapidly increased. I have access to credit for my personal life and my business. It’s an advantage that I’m lucky to have and I think it’s a great part of financial success.
Value your credit history and hold on to it dearly.
Once you have a strong credit history, value it and hold on to it dearly. A good credit score will help you build wealth.
Good credit scores can get you lower interest rates on a mortgage and a car. Whenever you need to make a larger purchase, you can take advantage of 0% interest for 12-36 months.
My wife and I have been able to purchase furniture much sooner than normal by using an in-store credit card. We never paid any interest as we paid off the purchase long before the deadline hit.
These types of advantages make a strong credit score so vital. It allows you to space out purchases over years.
With all of this, it’s important to remember a credit score should not be used to buy things you cannot afford. Doing so would violate other principles, but it would greatly violate this principle.
Your credit score should not be used to overextend your wealth. Only use it to make purchases on items you can already pay for with cash (excluding good debt like a house).
You could take this principle as far as your car and say you will never buy a vehicle unless you could pay for it all with cash. However, I don’t think most people expand this principle to include their vehicles – and that’s fine.
11. I make purchasing decisions that add value to my family’s life.
Whenever you make a purchase, you consider the lasting impact is has on your family. How much value does the purchase provide?
For example, you make difficult choices like new tires on your car vs. that fancy new iPhone.
You know that new tires will add huge amounts of value to you and your family’s life. They will keep you safe on the road. The old tires won’t suffer a blowout and put your family at risk.
Even better, you realize your current smart phone is just fine. It serves its purpose. Buying a new one would only add trivial amounts of value.
My wife and I would love to do a design overhaul in our bathroom, but we don’t think it would add a ton of value to our lives at present. Instead, we are focusing our efforts on growing her salon business which will add a ton of value to our lives in the future.
Keep in mind that every decision you make in your life is filled with trade offs. Weigh the trade offs constantly and be sure to avoid hamstringing yourself for the long term.
12. I plan for the short-term, medium-term, and long-term future.
Planning goals is vital to your success. By writing down your goals, you will join many other future millionaires.
Goals give you a brief end point. They are your Super Bowl or World Series.
If you don’t have goals, you’re just playing a 5,000 game season and that’s no fun for anyone.
Future millionaires plan for the short term, medium term, and long term.
Short term goals are one year in nature. Medium term goals are 5-10 years out. Finally, long term goals are ones you throw out there past 10 years. For future millionaires, the millionaire part is a long term goal.
My current long term goal is $1,000,000 by the age of 40. At my current savings rate, that’s a stretch goal but I still think it’s possible if I have a few lucky breaks.
Goals give us that high five moment. Reaching the goal is a moment of celebration. Set goals and revisit them every year. Track your results. Did you only get halfway there? If so, that’s ok – keep working at it.
Related Reading: 2017 Personal Finance Goals
13. When an emergency happens, the financial aspect does not give me stress.
You are mentally prepared for anything.
Since you follow the principles of the future millionaire, your finances are in order. You don’t need to panic when a big medical bill makes its way to your doorstep.
And because you’re prepared, the finances don’t add to your stress.
You may be highly stressed due to the nature of the emergency, but you can focus on the right things in life.
If a funeral needs to be paid for or an expensive vehicle repair needs to be made, you don’t panic. You do what needs to be done, then you adjust.
By using the principles of your life, you can make logical decisions and stay level headed. You realize you’ve built an emergency fund for this specific reason.
Because of this, your relationships aren’t strained when finances are discussed. Money is simply a tool for you. You’ve done your homework to make sure money isn’t the hard part.
At times in our lives, my wife and I have run into a few different medical bills that have eaten into our savings rate. We knew we had emergency funds set aside for this very reason, but decided to pay the bills monthly instead.
By paying the bills monthly instead of using our emergency fund, we had to make slight adjustments to how we were saving. This is an important note to think about.
In certain scenarios, you might not want to use your emergency fund and instead pay for bills another way – and that’s ok. Do what you feel is best and stick with your heart.
14. I view debt as two buckets: good and bad.
Debt isn’t always bad. There are lots of people out there always scared of debt.
Think of it this way. What if you changed the way you see debt? What if you saw some debt as a part of your success? For example, by leveraging your credit you have increased purchasing power when it comes to buying a house.
By owning a home, you have a place to think and a place to plan out goals with your significant other. While you live in your home, you will grow financially as well as grow into a better person.
By taking on some debt, it has enabled you to do more in your life. This is good debt.
On the other hand, there is definitely bad debt out there. This is debt that cripples you. This is the debt you don’t want.
Bad debt is credit card debt. It sucks your wealth out of you like a vacuum. It’s a leech. Avoid bad debt like the plague.
When you’re thinking about taking on debt, give the debt a bucket. Is this good debt or bad debt?
As a future millionaire, you always do this. You take the time to categorize debt and only pursue the good kind.
15. Education is always a great investment. No matter what.
Learning is often the key to success and you don’t have to pay tens of thousands to do it.
Teach yourself every day. Read books and other blogs.
Make learning part of your life. Take part in intelligent conversation with friends and family.
Challenge yourself on a daily basis. Ask yourself, what did I learn today? Make it a habit.
If you learned something every day for an entire year, would you be upset? Would the thought of a more educated self get you down? Most people would answer with a resounding no.
Don’t feel bad about spending money on books and online courses. Obviously, stay away from the get rich quick variety and the scams that make their way through social media.
But never stop learning.
You can learn when you travel and you can learn sitting on a park bench.
Some of my best conversations have taken place over drinks. I’ve been able to learn about others and connect deeply with them. These are things I will cherish forever.
I don’t regret a single moment of learning.
Sometimes it can be a struggle. I’ve spent many nights grumbling over a few lines of code (I write software for a living). In the end, those struggles were simply bumps in the road and I’ve become a more educated person because of them.
Every penny you spend on books is worth it. I know you can save lots of money by using your local library, but that’s just one option. Having books around to reference and loan to others can be a great benefit.
When you have kids, saving for education is never wrong. Education is always right. You should never have regrets.
16. I am always looking for opportunities and staying up to date.
In the same vein as education, keeping your eyes open is just as important.
By staying on your toes, you are able to look for new opportunities and evaluate them in real-time. It takes practice, but it’s a worthwhile exercise.
Staying up to date means you have a habit of reading publications and blogs to keep your knowledge current. At the same time, it means reducing the amount of time wasting activities like browsing Facebook (not to say all of Facebook is bad).
Sometimes an opportunity can popup when you least expect it. Being in the right place at the right time is part luck, but that’s not all.
When an opportunity comes up, ruthlessly think it through and pounce. Trust your gut.
By living your life based on principles like these, you can continue to make sound decisions. With practice, these decisions will be made faster and more efficiently.
Don’t get discouraged if an opportunity doesn’t pan out. Failure is not an excuse to stop trying. When you see a new opportunity, repeat the process and take advantage of it.
I view my blogging efforts as both an opportunity and a way to stay up to date on the happenings in the finance world. I have no idea if the opportunity will pan out, but I know I’ll learn a ton. Since education is important to me, I won’t feel bad at all if the opportunity fails.
17. Health and exercise keeps my mind clear to make sound financial decisions.
Your health is important. In this day and age, everyone knows that.
So why do so many people neglect it? They don’t make time for exercise. They aren’t proactive.
If you want to be financially secure, you need to be healthy. You can’t make financial decisions, or any decisions for that matter, if your mind isn’t clear and primed for success.
Being active increases the blood flow in your brain. You become more aware of your surroundings and your body releases chemicals that make you want to take on the world.
This principle says, “Do yourself a favor. Make better decisions today and plan for your future. The only thing you need to do is make exercise something you value.”
If you exercise, you will see things differently. Your mind will see inspiration where you never thought possible. And that can only lead to increased success.
I’ve picked up hobbies over the years which serve to maintain my health. I love playing golf and my wife and I have taken up snowboarding in the winters.
Software development is a very creative practice. Some of my most creative days have blasted off after I returned from a round of golf or a weekend carving some snow.
Exercise will make you a happier person. You will start to worry about money less and less.
Through exercise, your health will improve and you’ll have found a way to de-stress when you need it.
18. I do not get scared of the ups and downs. I stay the course unless I see a systematic change which requires the course to be adjusted.
You will run into road bumps along the way. The journey will bring about conflict and how you respond will make a big difference.
Don’t get scared when the market tumbles. Better yet, don’t even pay attention.
Have you ever looked at a long term chart of the Dow Jones?
At the time of a major decline, you might feel like the world is collapsing. However, building wealth is a long term game. Those road bumps really look like smooth treks of road from high above.
That’s where you should live – high above in the clouds. From high above, you can’t see those tiny road bumps.
When you’re building wealth, you will lose 10% or 20% in a year. If you panic and sell, you’ll be relying on your ability to time the market.
Nobody can do that.
Related Reading: Million Dollar Retirement Account: 8 Secrets You Might Not Know
Instead, stick it out. Everyone knows someone who took their money out of the market during the Great Recession. Guess what? Those people lost oodles of money when the market roared back with vengeance.
I’ve experienced this myself, but I didn’t eject myself from the market. In my portfolio, I currently have a stock which is down over 90%. That means I’ve “lost” almost 90% of the money I put into it.
Each time that stock has decreased greatly, I purchased more – because I believe in the industry the company operates in. Do I like watching money burn? No, but you only lose money if you sell.
Like many of these other principles of the future millionaire, make principled decisions. Take your time. If you notice a certain trend in world markets, evaluate it. Don’t make a compulsive decision and hurt your financial future in the process.
Study the trends. If you think you need to make a change, take a look at your accounts and figure out how to move things around.
Just don’t press the eject button.
19. The thought of my financial security gives me great happiness.
You value your happiness and you know it’s important to you. That’s why your finances are first class citizens in your family’s life.
Your healthy financial situation get prioritized over new clothes and video games.
Once you reach a certain level of financial security, you can stop worrying about money. No longer are you living paycheck to paycheck. Instead, you are able to do what makes you happy.
When you’re stuck in the paycheck to paycheck cycle, it’s not uncommon to have family fights over money. It’s easy to argue about Christmas spending or why your spouse made a large online purchase.
However, with an emergency fund and adequate savings, these issues typically become nonexistent. That’s why future millionaires know financial security can make a large deposit in the bank of happiness.
Financial security is not about having a lot of money. It’s not just about having your head above the water.
Financial security is about building a boat and giving yourself a place to relax. That’s why financial security is so important.
Leaks in your financial security become easier to fix when you have a boat and it’s much harder to pull you under.
20. I live life by goals I have set in advance, but I stay in the moment.
Goals are much more necessary than you might thank.
Successful people are consistently setting goals. However, you don’t have to set goals and constantly look to the future.
Sure, you can allow your goals to impact decisions you make on a daily basis, but you want to live in the moment. Enjoy the life you live every day.
We don’t know when our life will end, but we can plan for the best.
Think about your goals a few times every year, then set them on autopilot. Store your goals in the back of your mind and let them lead you.
Make it a routine to check up on your goals. How are you doing? Then, ask yourself if you’re living the life you want to live.
Goals can change and they can be adapted. That’s the great thing about them. Goals can drive your life in a certain direction; but if you change your mind, it’s usually a simple left or right turn.
I tried to make all of these principles stand on their own. My goal for these principles is for them to be timeless. I want to reference them in 10 years and enjoy their continued relevance.
However, I’m almost certain I’ve missed something. And this is where you come in. Can you help?
Did I miss anything? What principles do you live your life by? How do you guide yourself down the road of success?
Credit for featured image: https://unsplash.com/@jonflobrant